CU is a not-for-profit, member-owned cooperative, run by a member-elected volunteer board of directors who make sure the Copts' interests come first.
The Coptic savings stay in the Coptic communities; deposits are reinvested providing loans and other services to Coptic fellow members. CU is federally-insured financial institution, and highly regulated.
CU almost always provides better rates to its Coptic members. Unlike a bank, CU returns dividends directly to the Copts as members, not use them to generate profits for outside investors.
CU delivers all the necessary products and services expected from traditional financial institutions, such as 24-hour conveniences like Online Banking and automated telephone service. Access to surcharge-free ATMs and Shared Service Centers throughout the country, Copts won't miss traditional institution.